Family immigration: taxes, insurance, and everyday details you need to plan for

Relocating abroad with your entire family is a special type of immigration that requires a far more detailed approach. In addition to visas and documents for each family member, you must consider taxes, insurance, housing, your children’s education, and day-to-day living conditions. This article outlines the key aspects you should plan in advance to ensure a smooth and stress-free transition.

1. Choose a country with your family’s needs in mind
Not every country is equally suitable for family relocation. Key criteria include:

• Availability of family visas or residence permits through reunification
• Quality and accessibility of schooling
• Medical system standards
• Ease of securing long-term rental housing

For example, Portugal, Spain, and Greece are highly favorable for families due to their mild climate, school systems, and reasonable cost of living.

2. Plan your tax obligations
When relocating with a family, it is essential to understand:

• Whether the country recognizes dual citizenship
• What tax regime will apply to your income
• Whether you must declare foreign accounts and assets
• Whether you will retain tax residency in your home country

Tip: Consult an international tax advisor before relocating.

3. Secure health insurance for the entire family
Many countries require mandatory insurance for all family members. Make sure that:

• The policy covers outpatient and inpatient treatment
• The service list includes essentials (dentist, emergency care, maternity services, etc.)
• The insurance is valid from day one of arrival

If you are applying for a residence permit, insurance is often a required part of the application package.

4. Education and language adaptation for children
Make sure to check:

• Whether local schools accept foreign children
• Which documents are required (certificates, translations, medical records)
• Whether English-language or bilingual programs are available
• Whether integration programs are offered for foreign students

Prepare your child early: explain what to expect, show photos of the new country, and connect with other families online.

5. Everyday logistics: housing, transport, lifestyle

• Housing: most countries require long-term rental contracts (6–12 months) and proof of income.
• Transport: check whether your Russian/Ukrainian driver’s license is valid or needs to be exchanged.
• Mobile communication: choose a local operator with family plans.
• Shopping: research where to buy appliances, furniture, and essentials — often online stores are more cost-effective.

Each family member will need:

• Passports
• Children’s birth certificates
• Marriage certificate
• Health insurance
• Police clearance certificates for adults
• Financial documents (income proof, bank statements)

Relocating abroad with a family requires a carefully structured strategy. It’s not just about obtaining a visa — it’s about creating comfortable living conditions for every member of your household.

We will help you plan everything: from taxes to everyday logistics.

Visa Dan is an international company with a strong legal team and experience in assisting more than 1,000 clients. We offer:

• Individual selection of solutions and strategies for obtaining a residence permit.
• Complete transparency and support at every stage.
• A strong team in Europe: lawyers, translators, operators, notaries.
• Support until you receive your ID card, as well as assistance with renewal and integration in the country.

The Visa Dan team will help you navigate this journey from start to finish. Get personalized advice and start your new life in 2025!